Currency in Tahiti: ALL You Need to Know (2026 Update + FAQ)

Looking to know more about the currency in Tahiti? Then you have come to the right place!

As an overseas territory of France, Tahiti uses the French Pacific Franc (CFP Franc) as its official currency.

The CFP Franc is exclusive to the Pacific region and has a key role in the everyday lives of Tahitians.

Let’s take a deeper look.

The CFP Franc in Bora Bora and Tahiti

The CFP FRANC (XPF) is the official currency in Tahiti, Bora Bora and all of French Polynesia.

It is TIED TO THE EURO at a fixed rate.

So 1 EUR = 119.33 XPF.

Historically, the CFP Franc was actually established with a fixed exchange rate to the US dollar during and after World War II, which only later became the Euro to ensure economic stability in the region (more on this below).

The currency in Tahiti is issued by the Institut d’émission d’Outre-Mer (IEOM). This fixed rate ensures stability, preventing unpredictable fluctuations.

Where can you exchange currency in Tahiti?

When landing from international flights, like from LAX, you should know the biggest banks in French Polynesia.

In Tahiti, the major banks are:

• Banque de Polynésie
• Banque Socredo
• Banque de Tahiti

Faa’a International Airport is THE location for currency exchange in Tahiti, with banks and ATMs available.

The only disadvantage is that the exchange offices charge high fees.

That is why we recommend to either: exchange money before your trip or exchange your money in the city instead of at the airport.

For current exchange rates, you can consult Google Finance online.

INSIDER TIP: Using a credit or debit card to withdraw local currency from ATMs is also convenient. HOWEVER: Some ATMs charge HIGH FEES; always check the charging rate at the ATM BEFORE using your card.

When visiting smaller society islands, it is necessary to carry cash, as credit cards are less widely accepted.

Managing Your Money in Tahiti

1) CFP franc denominations

Getting familiar with CFP Franc denominations helps you with your daily purchases:

• Banknotes: 500, 1,000, 5,000, and 10,000 XPF
• Coins: 1, 2, 5, 10, 20, 50, and 100 XPF

Each banknote has a different colour, and coins are different by size, making them easy to identify (see video at the top).

INSIDER TIP: Carry small bills for local markets or restaurants outside the main tourist areas, as they have difficulty giving change for large denominations and it’s safer to not carry too much cash if you don’t need it.

2) Using credit or debit cards

Visa and Mastercard are accepted in bigger hotels, restaurants, and shops in tourist areas, but many smaller businesses prefer cash.

You’ll also probably want a debit card if you plan to withdraw money from an ATM.

TIP: Use Wize to transfer money or withdraw it. Wize has minimal fees compared to the exchange rates you pay your bank to exchange money.

KEEP IN MIND: American Express and Discover cards are accepted less frequently.

3) Withdrawing money

ATMs (billetteries in French) are available in larger towns and on the main islands like Tahiti, Moorea, and Bora Bora.

Be aware of daily withdrawal limits and fees when using cards abroad.

Make sure to check ATM fees and know your daily withdrawal limit for the currency in Tahiti.

Using your home bank’s global partners can reduce transaction costs, so check before travelling!

INSIDER TIP: Some ATMs may run out of cash, especially in smaller towns. Withdraw enough for your day’s activities in larger cities to avoid inconvenience. You can also book your activities in advance, for example, via GetYourGuide. That way, you pay in advance and have no need for cash!

Making Purchases in Tahiti

Below is a table of the most common items bought in Tahiti.

Knowing the prices can help you plan your budget and make sure you don’t overpay for items.

Do I need to tip in tahiti?

No, TIPPING is not a custom in Tahiti.

It’s not expected, but of course, it is always welcome.

If you decide to tip, keep it discreet and in smaller amounts, as locals don’t expect or rely on it.

Departure and currency exchange

Before you leave, you can spend your remaining CFP Francs at airport shops or cafes.

If you have a substantial amount left, you can exchange it back at currency in Tahiti counters, but be mindful that rates are often less favourable.

Common scams in Tahiti

1) Taxi overcharging

Some taxis might charge high prices for tourists, especially at airports.

Always agree on the fare BEFOREHAND.

2) Currency exchange scams

Avoid unofficial money changers offering attractive currency in Tahiti rates, as they use misleading calculations.

Stick to banks or official exchange offices.

3) Fake tour guides

Beware of locals offering guided tours at very low prices.

Stick to licensed operators and book tours through your hotel or trusted agencies.

INSIDER TIP: When paying in cash, always double-check your change before leaving.

History of currency in Tahiti

For centuries, Polynesians relied on a barter system, trading goods like mother-of-pearl, sea shells, and food. So there was no currency in Tahiti.

When Europeans first arrived (Englishman Wallis in 1767 and Cook in 1769), the barter economy intensified as they exchanged local produce for nails, fabrics, and other European goods.

In the 1830s, during the reign of Queen Pomare IV, Spanish gold doubloons emerged as the first foreign currency used in Tahiti, predating the widespread use of coins.

Establishing the CFP franc

During World War II, trade in Tahiti relied heavily on bartering, as cash shipments were disrupted.

The first time currency in Tahiti was introduced, was in 1945, when the CFP Franc was created under General Charles de Gaulle to stabilise the French colonies’ economy in the Pacific.

It was originally pegged to the US dollar at a rate of US$ 1 = 49.6 CFP Francs.

Unlike other colonial currencies, it was not devalued and kept its value against the French Franc.

Modern CFP franc

Today, the CFP Franc is pegged to the Euro at a fixed rate of 1 EUR = 119.33 XPF, offering monetary stability for both residents and travellers.

It remains a vital part of everyday transactions across French Polynesia.

Final tips

Final tips for managing currency in Tahiti:

1. Know the Exchange Rate: Familiarize yourself with the CFP Franc and its value against your home currency before your trip.
2. Use Cards for Larger Purchases: Rely on credit or debit cards for significant expenses, but keep local cash for small shops, markets, and tipping. Upon arrival at Faa’a International Airport, you can exchange money at available banks and ATMs for currency exchange.
3. Check Fees: Be mindful of fees when exchanging money or withdrawing from ATMs, as these can add up quickly.
4. Embrace Local Culture: Understanding the local currency and customs can enrich your travel experience in Tahiti.

FAQ